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Build your digital toolkit like it’s a fintech smartphone

Despite the sophistication of today’s tech offerings, many firms and advisers face an uphill battle in building an integrated tech stack that provides everything they need. Complicating matters is that some fail to realize how an ad hoc approach to technology can impact their entire operation.

In some respects, the dynamic evokes memories of the evolution of the smartphone, which began as an effort to combine all the disparate personal tools that already existed into one consolidated platform that was sleek, easy-to-use and intuitive. Now, billions worldwide have access to a hand-held computer customized to their daily routine everywhere they go. 

Firms and advisers need to approach the construction of their tech stacks in the same way. Here’s how: 

Consider your needs. Before Steve Jobs unveiled the iPhone in 2007, it was of course possible to make a call, take a photo, schedule a meeting, text with friends or send

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Google To Provide Digital Skills Training At HBCUs As Part Of $15 Million Pledge

The Covid-19 pandemic has placed a spotlight on the deepening digital divide in the U.S. as students move to online learning. For Black college students, the unequal access to digital literacy has a direct impact on their job prospects upon graduation.

In an effort to bridge the digital skills gap, Google announced on Tuesday a partnership with the Thurgood Marshall College Fund to provide 20,000 students from Historically Black Colleges and Universities (HBCUs) with access to digital skills training starting in November.

The tech giant will launch a Career Readiness Program through a $1 million grant that will embed its national online skills training initiative, Grow with Google, and custom workforce readiness workshops into the career centers of 20 schools, with the goal to eventually reach all 101 HBCUs and the nearly 300,000 students

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Governments are using the pandemic to crack down on digital rights, report finds

The Freedom on the Net 2020 report, an assessment of 65 countries released Wednesday, found that the pandemic has accelerated a decline in free speech and privacy on the internet for the tenth consecutive year, and accused some governments of using the virus as a pretext to crack down on critical speech.

“The pandemic is accelerating society’s reliance on digital technologies at a time when the internet is becoming less and less free,” said Michael J. Abramowitz, president of Freedom House, which is funded by the US government. “Without adequate safeguards for privacy and the rule of law, these technologies can be easily repurposed for political repression.”

Amid the pandemic, internet connectivity has become a lifeline to essential information and services — from education platforms, to health care portals, employment opportunities and social interactions. But state and nonstate actors are also exploiting the crisis to erode freedoms online.
Nowhere has
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Canon Announces Powerful New EL-1 Speedlite with Rechargeable Battery and EOS M50 Mark II Mirrorless Digital Camera; More Info at B&H

Photography News: Canon has released a powerful new Speedlite with a rechargeable battery, an LED modeling light and new Xenon bulb and EOS M50 Mark II mirrorless digital camera

B&H Photo is pleased to share that Canon has announced a new powerful on-camera flash unit with a Xenon bulb for consistent output and a rechargeable Li-ion battery that will enable up to 335 flashes per charge. Designed for professionals and advanced amateurs, the Canon Speedlite EL-1 provides a Guide Number of 197′ at ISO 100 and 200mm, which is comparable to that of the 600EX II-RT Speedlite.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20201013006173/en/

Canon EL1 Speedlite (Photo: Business Wire)

The new EL-1 has a range of 24-200mm with a fast recycling time of 0.1-0.9 seconds. It also features an LED Modeling Lamp with adjustable brightness and color temperature controls. With a fully charged battery, the

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Many things to many people: Panasonic launches DC-BGH1 modular ‘box’ camera: Digital Photography Review

Panasonic has announced a new Micro Four Thirds video camera, the Lumix DC-BGH1. This box-style camera is built around a 10.2MP Live MOS sensor. Based on specs, the BGH1 might appear to be essentially a Panasonic GH5S minus the screen and controls, and to some degree, it is. Still, Panasonic has included several features that are rather interesting.

The aluminum and magnesium alloy body is relatively small, at 93mm per side and 78mm deep (3.66 x 3.07 inches). Notably, the camera lacks both a viewfinder and a screen but includes eleven 1/4″-20 sockets for mounting accessories or a tripod. An integrated fan and internal heat dispersion system allow for unlimited record times, and a hot shoe mount on top of the camera can be used to mount a microphone or Panasonic’s DMW-XLR1 XLR adapter.

Camera controls include a dial with a four-way controller on top, several dedicated function buttons and

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The science of data in digital commerce



The science of data in digital commerce


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The science of data in digital commerce

Boomers and generation X may be frightened by the technological alchemy. Most millennials (that’s Gen Y and Gen Z) aren’t, because this is their normal…

For them, the technological alchemy is just structured databases and algorithms running in the background of whichever site you’re on. And a lot of businesses don’t realise that they can harness the same power and yield, respectively, similar or lockstep results as larger organisations. They are thinking like boomers while the market is increasingly becoming millennial.

Data science and AI have been the driving force behind the proliferation of digital commerce. The ability to predict purchases, profits, losses and even nudge customers into buying additional products based on their behaviour are necessary tools in the arsenal of the modern-day business looking to stay competitive. Moreover, these reseller

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Virginia Approves STEMscopes Digital STEM Curriculum in State Science Textbook Adoption

Accelerate Learning today announced that the STEMscopes digital STEM curriculum has been approved by the Virginia Board of Education as part of the state textbook adoption for science. The adoption of STEMscopes Virginia includes grades K-6 and Physical Science, Life Science, Chemistry, and Physics.

STEMscopes Virginia is a comprehensive, hands-on STEM curriculum that is built from the ground up to the 2018 Virginia Science Standards of Learning and Curriculum Framework. STEMscopes is centered on phenomena-based instruction to drive student inquiry and a passion for STEM. Through the research-based 5E plus intervention and acceleration learning model, students explore scientific concepts through dynamic phenomena found in everyday life.

“We’re pleased that STEMscopes will be an integral part of student inquiry in science in Virginia schools and districts,” said Dr. Vernon Johnson, president and CEO of Accelerate Learning. “With STEMscopes, students actually do science, instead of simply reading about it in a textbook.

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The New Digital Thundering Herd

We often hear advice to avoid herd mentality, but when it comes to Merrill Lynch’s approach to technology and wealth management, it’s time to follow the thundering herd.

Some 85% of Merrill Lynch’s clients in its 10 million plus cohort are digital adopters. That number may raise a few eyebrows. What does it mean to be a digital adopter? Could baby boomers really be embracing digital options? Surely the digital move must be led by millennials, or even those with fewer assets and less cumbersome needs.

Believe it or not, that’s not the case.

Kabir Sethi, head of digital wealth management for Merrill Lynch and Bank of America Private Bank, says that digital adoption has been closely correlated with the amount of assets the clients have with the firm. Both post and pre-Covid-19, digital adoption was highest among ultra-high-net-worth baby boomers, defying the misconceptions

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China hands out $1.5m of digital currency in cashless society trial

  • Authorities in Shenzhen, southern China, have handed out $1.5 million of a new digital currency as part of a trial of a cashless society.
  • Last Friday authorities gave 50,000 lottery winners the equivalent of $30 each to spend digitally by October 16, the state-run China Daily reported Monday.
  • The digital currency is not like a cryptocurrency, and is issued and controlled by China’s central bank, the People’s Bank of China.
  • The PBoC said it plans to formally launch the digital payment system in late 2020, according to the BBC.
  • Visit Business Insider’s homepage for more stories.

A Chinese city has handed out 10 million yuan, or $1.5 million, in digital currency to trial what citizens would do in a cashless society.

On Friday, 50,000 people living in the Luhou district of Shenzhen were given digital “red envelopes,” each containing around 200 yuan ($30) worth of the digital currency, the state-run

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Tortas Frontera Taps Tillster to Power Its Digital Ordering Future

Tillster’s solution fosters popular eatery’s pivot in the COVID-19 environment

Tillster, the global leader in digital ordering and engagement solutions for restaurants, announced today its partnership with Tortas Frontera to support the brand’s pivot to 100% digital ordering amid the Coronavirus pandemic. With the unanticipated closure of some of their locations, the restaurant selected Tillster to deploy a rapid solution for online ordering and delivery and increase operational efficiencies.

In January 2020, Tortazo, the newest restaurant concept by chef Rick Bayless, opened its doors to great fanfare in Chicago’s Willis Tower. The dine-in, Mexican-inspired eatery was in the process of expanding its business with the addition of online ordering; however, the onset of the COVID-19 pandemic caused Willis Tower to empty, resulting in Tortazo to temporarily close its doors in March. The restaurant has since reopened and sought to pivot quickly and adapt to the new environment by creating brand

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